Assign each paycheck or pay period a color.
#FAMILY BUDGET CALENDAR HOW TO#
If you’re paid several times each month, you’ll want to color code your calendar so that you can easily see how to pay your bills each month.įollow these steps to color code your budget calendar: This will help you know which bills you’ll need to pay manually versus which ones will be paid automatically. Quick Tip: Put an asterisk next to the bills or expenses that are automatically drafted out of your account. Once you’ve included everything on your budget calendar, it’s time to keep it organized by color coding it based on your paydays. Then, add these bills and expenses to your budget calendar.īe sure to include any annual or bi-annual subscriptions that might be coming out this month! It’s best to keep a list of these types of subscriptions handy so that you can refer back to them often. It would be helpful to create a list of all your bills and due dates so that you can look back on it each month. Start off by logging into your accounts and write down when each bill is due. You’ll want your budget calendar to be as accurate as possible. You can even write out how much the paycheck will bring in as well! 3. No matter how often you’re paid, list out every single payday on the calendar.
#FAMILY BUDGET CALENDAR FREE#
You can easily grab a free printable calendar online, use a large calendar you already have, or grab your own free budget calendar printable at the bottom of this article. I feel much more organized and less stressed when I can see all my bills and paydays in one spot.īelow are 7 simple steps to creating your own budget calendar. Just simply add them to your calendar! How to create a budget calendarĬreating a budget calendar is easier than you think! In fact, I’ve started looking forward to creating mine each month. You can easily set monthly reminders to transfer money to savings or put money aside for your long-term money goals. This way you’ll be prepared for any specific expenses such as birthday gifts, holiday gifts, or annual memberships that might be due this month.įinally, a budget calendar allows you to see where you can save more money. Using a budget calendar also allows you to preview your month in advance. This is essential if you’re currently living paycheck to paycheck. If this is you, then you’ll be able to color code your budget calendar so that you always know which paycheck will cover certain bills. You’ll no longer be paying late fees when you have your bills and income organized all in one place!īudget calendars are perfect for people who are paid several times a month or on an irregular schedule. It also helps ensure that you don’t miss another due date. Ultimately, a budget calendar helps you stay organized. This will help you remember to include these extra or bonus expenses in your budget.
We never once missed a due date!īut after 7 years of budgeting, my husband and I both took jobs where we were paid twice a month. Each month we’d get paid (on the same day!) and then automatically pay all of our bills.
Years ago, my husband and I were only paid once a month. Please read my disclaimer for more information.Ĭreating a budget calendar every single month is essential to writing a budget that will work for you and your family.
How To Use A Budget Calendar And Why You Need One